These terms and conditions are effective from and including 10th January 2018.
Transpaygo Limited, is a company registered at Companies House of England and Wales Reg. No. 8936601 and whose registered office is at 17 Heathman’s Road, London, United Kingdom, SW6 4TJ. ("Transpaygo", "Transpaygo Portal", "company", "we", "us", "our").
Transpaygo Limited is regulated by the Financial Conduct Authority (FCA) and authorised by it to carry on payment services activities as
an Authorised Payment Institution (API) under the Payment Services Regulation 2009 (FRN 722528).
Transpaygo Limited is a registered Money Service Business (MSB) with HM Revenue and Customer No. 12579512.
Postal address: 17 Heathman’s Road, London, United Kingdom, SW6 4TJ
Email: [email protected]
Website: www.transpaygo.com
Transpaygo Limited provides international payment services ("service") to our individual customers ("client", "you", "your", "user").
The Terms and Conditions ("Terms") will apply to all contracts between you and us however you gain access to our services.
Terms and conditions are between the user, being the person clicking on the "I agree" button,
and Transpaygo Limited ("Transpaygo Portal", "Transpaygo ", "our" "us" or "we").
By using the Website and registering on our Website, you expressly agree to be bound by the terms and conditions applicable to the services provided by Transpaygo through its portal and to the terms and conditions of the "Transpaygo Portal Privacy and Cookies Statement".
The "Terms and Conditions" are provided to the user and concluded with the user in English language. Any non-English version of our "Terms and Conditions" is provided solely for the purpose of guidance. In case of conflict between different language versions should arise, the English version of the terms and conditions will prevail.
In order to use our Services by opening a Transpaygo Account you must be 18 years or over if you are an individual. By opening an account with Transpaygo Limited you declare that you are 18 years or older and accept that we might at any time ask you proof of your age. If you are not an individual customer you also confirm that you have authority to bind any business or entity on whose behalf you are using our services and that the business or entity also agrees to the terms set out in this document.
By visiting our Website and/or using our Services and social media platforms, you also confirm that you accept and agree to this Terms and Conditions including any updates and additional documents when applicable. If you do not agree with this terms and conditions, we advise you to please not make use of our Services.
Additionally, you accept that by using our Services you must not violate any laws applicable to you or to you and that you will take responsibility for any consequences or implications of any breach to applicable legislation. We may also place limits on the amounts you may send per transfer or ask for additional information depending on circumstance.
"Agreement" refers to the present ‘Terms and Condition’ agreement including all subsequent amendments.
"Application" refers to any downloadable software for mobile phones where Transpaygo services will be offered in exact conditions as on the Transpaygo website.
"Authorised Payment Institution" refers to a business that is authorised and regulated to process payments initiated by card, credit transfers or direct debits, should we choose to do so.
"Bank Transfer" refers to the transfer of any amount of funds to a nominated account which has been opened with an internationally known bank with either an account number, IBAN, IBC or SWIFT Code. Whereas, bank transfer does not mean that it will be sent through the SWIFT Network or networks belonging to licenced banks.
"Business Day" Refers to a day other than Saturday, Sunday or a public holiday in England or Vienna, or anywhere else applicable, when financial institutions are open for business.
"Client profile" refers to personal or other information provided by you, the customer, when registering for an account with us, including but not limited to your contact details and any information that may be updated by logging into your Transpaygo account.
"Destination Country" refers to the country in which the recipient account is located and where the recipient receives money through the service.
"Exchange rate" refers to the rate at which Transpaygo will either offer the User or carry out for the User the conversion from one initial currency to the requested preferred currency. The exchange rate will not be the market rate as provided with Internet Financial Information Sites or the exchange rate of the any Central Bank.
"Force Majeure" refers to events or causes including, but not limited to, the following: an "act of God", peril of the sea, unavoidable accident of navigation, war (whether declared or not), sabotage, riot, insurrection, civil commotion, national emergency (whether in fact or law), martial law, fire, flood, cyclone, earthquake, landslide, explosion, power or water shortage, failure of a transmission or communication network, epidemic, quarantine, strike or other labour difficulty or expropriation, restriction, prohibition, law, regulation, decree or other legally enforceable order of a government agency, breakage or accident, change of law or regulation or any damage of Transpaygo Portal´s machinery or systems, unless occurring as a result of an act, omission, default or negligence of you or Transpaygo Portal.
"IBAN" refers to "International Bank Account Number" and is the European Union wide identification code for a bank account.
"Local Taxes" means any taxes or charges payable in the Destination Country.
"Order" refers to your request for us to perform a service on your behalf.
"Payment Instrument" means a valid instrument of payment such as a bank account transfer, debit or credit card, direct debit order or any other method the Transpaygo Portal accepts as valid to let you pay for the payment transaction you want to execute.
"Payment limits" refers to the maximum amount of currency accepted for an exchange; limit varies dynamically depending on market conditions. There is no lower limit.
"Payment Order" refers to an instruction validly made by you to us requesting the execution of a payment transaction.
"Payment Service Regulation" means the Payment Service Regulations 2009 (2009, No. 209).
"PSD Agent" refers to a Payment Service Directive agent. This implies that the service is provided by an agent of a payment service provider.
"Recipient" refers to the beneficiary of the money of the money transfer specified by the customer and executed by the company.
"Registration" means the act of signing up to the Service by giving Transpaygo all of the requested personal and transactional details to be allowed to use the Service.
"Sender" means someone who uses the Service to send money.
"Service" means all payment services, money transfer and Top-Up services and related products available through the Website.
"Service Fee" means the fee plus any additional charges applicable to each Transaction.
"Service Provider" means a local bank, money exchange house, mobile operator or other third party service providers with whom Transpaygo Portal works in providing the Service.
"SWIFT" means Society for Worldwide Interbank Financial Telecommunication and developed a standardised code system to identify all banks globally and electronic protocol to manage the inter-banking between banks.
"SWIFT Code" means the internal identification code of each bank that is supported by SWIFT and its necessary to make international transaction via banks. This code can usually be seen in the internet banking as SWIFT Code and in Europe also called BIC. In the UK, this has to be requested as the commonly used SORT-Code is not the international SWIFT Code.
"SWIFT Network" refers to the corresponding electronic inter-banking network that the banks have built on the Standard Inter-banking Protocol that the SWIFT has developed.
"Top-Up" refers to a transfer of an amount of prepaid airtime to a mobile operator to pay for the provision of telecommunication services by that mobile operator.
"Transaction" means (i) each money transfer, Top-up or other Service that you initiate using the Website; and (ii) each other use that you make of the Service;
"Transpaygo, Transpaygo , we, us, our" refers to Transpaygo Limited, a company registgered in England and Wales under Reg. No. 8936601 and whose registered office is at 17 Heathman’s Road, London, United Kingdom SW6 T4J
"User," "you" or "your" means you and any other person or entity entering into this Agreement with us or using the Service.
"Website" means any of the Transpaygo branded portals of Transpaygo independent of the domain ending.
In order to initiate a transfer, you must first log in to your Transpaygo account and set up a payment order.
To set a payment order via your Transpaygo account you will need to provide certain information including the full name of the beneficiary, your beneficiary’s bank account details and the amount you wiis to transfer. Depending on the beneficiary’s home country the required details might change. We will display all the required details during the process. We may place limits on the amount you may send per transaction depending on circumstance and compliance requirements.
Please note that if your payment order is created or received by us after 5pm on a business day or not on a Business Day your payment order will be deemed received on the following Business Day. Be aware that we carry verification checks and that these checks might increase the time it takes for us to process your transaction as we might sometimes require more information from you. To avoid unnecessary delays with your transaction please make sure that you check your registered email inbox and junk mail regularly in case we have tried to contact you.
We will always make all reasonable efforts to complete your payment order as soon as possible however if for some reason we were unable to complete it we will let you know and if possible communicate the reasons for the refusal and an explanation on how to correct any factual errors. We are not required to notify you if such notification involves anything unlawful.
If you were to require a cancellation we will try to carry it out, however cancellations are not guaranteed once the order has been already placed.
Please make sure that the information you provide when creating your payment order is correct and accurate. This will avoid delays and ensure your money gets to where you want to as fast and efficiently as possible.
Once a payment order has been processed with the information you have provided to us it will be considered correctly completed even if you have made a mistake. We will do our best to help you in this case and to recover the funds, but we cannot guarantee any changes or success after the payment order has been created and we might in some cases need to charge you a fee for that.
From time to time, Transpaygo Portal will run promotions on the Website. These promotions will be subject to additional terms and conditions
and such terms and conditions (including the closing date for any promotion) will be displayed clearly on the Website.
Access to and use of the website is at your own risk and Transpaygo Portal does not represent or warrant that the use of the Website or
any materials downloaded from it will not cause damage to property, including but not limited to loss of data or computer virus infection.
Some pages on the Website may contain hypertext links to websites not created or maintained by Transpaygo Portal. You are hereby
adequately notified and forewarned that when entering other websites via such hypertext links, the terms and conditions, benefits, and
privacy protections afforded by the Website will not be applicable and you must make yourself aware of and become compliant with the
requirements of those individual independently maintained websites or web-pages. Transpaygo is not liable in any way for the content,
availability or use of such linked websites and you agree that you may access such links entirely at your own risk.
At Transpaygo we are committed to provide our customers the highest level of service, both through our product and our customer
support team, and greatly value your feedback. If you have something you want to let us know or are experiencing a problem, please contact
us at [email protected] and we will do our best to sort out the situation as fast and
as efficiently as we can.
Transpaygo 's complaint procedures have been created in compliance and taking into consideration the recommendations of both the
Financial Conduct Authority (FCA) and the Financial Obudsman Service (FOS) and although as a customer you have the right to complain orally,
when using our Website, you accept that communication with us will be mainly electronic and exerted through our customer support account
[email protected]
If you are experiencing a problem please first contact Transpaygo at [email protected] and
outline fully the nature of your dissatisfaction or complaint and we will make sure your email gets to the right Department and individual.
Please be reassured that all of our customer support team receive training on how to recognise and manage a complaint and are aware of
Transpaygo ’s procedures.
We will always do our best to address your concerns as quickly and efficiently as possible, so we kindly ask
you to please wait for our detailed response.
If you are still unhappy with our service, you are free to contact the
European Consumer Centre or the
UK Financial Ombudsman Service at South Quay, 183 Marsh Wall, London, E14 9SR, for more information please refer
to http://www.financial-ombudsman.org.uk/
Note: We will always contact you by e-mail, so please make sure that your registration email is always one you check regularly
and which you have access to.
For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices,
information and other communications that we provide to you electronically comply with any legal requirement that such communications be in
writing. This condition does not affect your statutory rights.
A person who is not party to these terms and conditions or a Contract shall not have any rights under or in connection with them under
the Contracts (Rights of Third Parties) Act 1999.
Some of the products and services which may be offered for sale, through the Website or through other services that Transpaygo Portal
may offer you may be submitted, created, provided or developed by third parties. It will be clearly stated that these stated that from whom
the service will be and that the Term & Conditions of the Third Party will apply.
Transpaygo Portal will not be able to check permanently the accuracy or completeness of the information or the suitability or quality of
the products and services of these third parties. You must make your own inquiries with the relevant third party supplier directly before relying
on the Third Party information or entering into a transaction in relation to the third party products and services referred to on the Website.
I there is not clear indication that this offer is provided by a Thrid Party and the Third Party Terms & Conditions apply then the
Transpaygo Terms and Conditions prevail over those of the Third Parties.
Subject to these Terms and Conditions, we agree to provide the Service to you, using reasonable care. The Service may not be available in whole
or in part in certain regions, countries, or jurisdictions.
We will attempt to process Transactions promptly, but any Transaction may be delayed for a number of reasons including but not limited to;
our efforts to verify your identity; to validate your Transaction instructions; to contact you; or otherwise to comply with applicable law;
or due to variations in business hours and currency availability.
We will not perform any Services for you (and any Contract between us shall be deemed void) if:
In all these cases, but not limited to those, we are not obliged to process any particular transaction. When you submit a Transaction,
you are requesting that we process the Transaction on your behalf. We may, in our sole discretion, choose whether or not to accept the offer
to process that Transaction. However, if we decide not to process the Transaction, we will notify you promptly of that decision and repay the
money paid to us if any. We will also explain the reason for not processing the transaction.
Furthermore we may, in our sole discretion, refuse transactions from certain Senders or to certain Recipients, including entities and
individuals on restricted or prohibited lists issued from time to time by government, supra-governmental bodies or any NGO or by other suspected
criminal lists.
In addition, not all Payment Instruments will be available to all customers always and we may, in our sole discretion refuse Transactions
funded from certain Payment Instruments or under certain circumstances.
In case Transpaygo should decide to use a third party Service Provider for cash collection or any other means of fund retrieval the
Service Provider Terms and conditions are applicable. We will attempt to provide Senders and Recipients with up to date information regarding
the location and opening hours of our Service Providers by means of information on our website. However, you agree that Transpaygo Portal
shall not be held responsible for any inaccuracies that may appear in that information or any damage which may result from incorrect or incomplete information.
We may, without notice (except as required by law) and without liability to you, immediately terminate or suspend your access to our Services
at any time, including without limitation, if:
In case of reactivation you need to contact customer support at [email protected]
To use the Services, you must first register an Account on the Website. You can do this by filling out the appropriate information on the registration screen on the Website.
The personal information need from you will be depending on the amount you want to send, the country you are from and the country you are sending the money to.
We will try to process your account opening procedure as fast as possible, and if we have all the right information it will be almost immediate.
In case the information received is perceived by us
We will need to ask for a deeper due diligence and more investigation and/or we will not be able to open the account immediately and/or we
keep the right to process these information as long as we see fit to decide on the opening of the account.
You may register as a member of the Website only once. Upon registration, you will be given an Account.
You agree that the information you supply upon registration will be truthful, accurate and complete. It is your responsibility to inform us of any
changes to that information. All personal information, including financial information (
"Data") you provide to us as a member will be treated in
accordance with the
Privacy and Cookies Statement.
In order to enter a relation with Transpaygo
you must not be suffering for any disability, impairment or condition which may affect your
capacity to enter into a business relationship with the company
or provide proof that you have the capacity of "Authorised Person" to enter in
a business relationship in the customer’s behalf.
When registering on the Website you will supply your email address and choose a password. For the purposes of this Agreement username
means the email address you use while registering as a member on the Website. You are entirely responsible for all activities which occur
under your email address and/or password. You must not disclose your password, whether directly or indirectly to any third party.
It is your responsibility to safeguard your password. You must notify us immediately using the contact details if you become aware of any
unauthorised use of your email address and/or password. Each email address and password must be used by a single user and are not transferable.
Please note that your username and password may be used both on
www.transpaygo.com
and/or associated mobile applications. This Agreement will apply to the use of Services on any Website.
For each Transaction that you submit, you will pay us the Service Fee in addition to the Transaction Amount. Payment becomes due at the time that you
submit your Transaction. If you submit a Transaction that results in Transpaygo Portal becoming liable for charges including but not limited to chargeback
or other fees, you agree to reimburse us for all such fees.
When you are sending money under these Terms and Conditions, it is your responsibility to make sure all the Transaction details are accurate before submission.
Once a Transaction has been submitted for processing it is NOT possible to change any of its details. You will be given the opportunity to confirm Transactions before
submission and you must check the details carefully. In case of wrong transaction details, you can attempt to cancel a transaction by sending an email
to
[email protected] and we will try to help you. Successful cancellation is not guaranteed once a transaction has
been submitted and or processed.
Transpaygo Portal will have no responsibility for any fees or charges you may incur by the use of a particular Payment Instrument to fund a Transaction.
These may include but are not limited to unauthorised overdraft fees imposed by banks if there are insufficient funds in your bank account or "cash advance" fees
and additional interest which may be imposed by credit card providers if they treat use of the Service as a cash transaction rather than a purchase transaction;
You will only use the Service to send money to people that you know personally and not to pay for goods or services. If, in breach of this clause, you choose
to pay third parties for goods and services using the Service, you acknowledge that Transpaygo Portal has no control over, and is not responsible for, the quality,
safety, legality, or delivery of such goods or services and that any such use of the Service is entirely at your own risk. If Transpaygo Portal reasonably believes
you are using the Service to purchase goods or services, we reserve the right to cancel your Transaction(s);
Both you and the Recipients will only act on your own behalf in representing your entity or company. You may not submit or receive a Transaction on behalf of a third person.
In using the Service you will comply with these Terms and Conditions as well as any applicable laws, rules or regulations. It is a breach of these Terms and Conditions
to use the Service to send money (i) to a Recipient, knowingly to the Sender, who has violated the Terms and Conditions, or (ii) in connection with illegal activity including
without limitation money-laundering, fraud and the funding of terrorist organisations. If you use the Service in connection with illegal activity, Transpaygo Portal may report
you to the appropriate legal authorities;
When using our website or the Service or when interacting with Transpaygo Portal, with another User or third party, you will not:
Transpaygo Portal may, as necessary in providing the Service, store all information required of a Recipient to prove his or her identity or associated with their specific
Transaction. Such proofs may include a suitable form of valid, unexpired identification from a list of acceptable papers provided by the Service Provider, and/or a Transaction
tracking number, a personal identification number (PIN), a "password", a "secret word", or other similar identifiers.
You agree not to use the Services for any unlawful activity and Transpaygo Portal reserves the right to investigate any suspicious activity or in response to any
complaints or reported violations. When investigating any such activity, Transpaygo Portal reserves the right to report suspected unlawful activity to any appropriate person
or body and to provide them with any relevant information, including personal data.
We will refund to you any value left over which we receive as a result of any breach of our agreement with you (this means that, for example, where a money transfer has failed
in such circumstances we will refund to you the Transaction Amount and the Service Fee).
If a money transfer is delayed or fails, you may have a right to receive a refund or compensation under laws relating to the provision of international money transfer services.
We will provide you with the details of your rights to a refund or compensation if you contact us using the contact at
www.transpaygo.com/contact or [email protected].
Any claim for compensation made by you can only be made to the person registered by us. In case of credit card payment Transpaygo will need a proof of ownership of the to be
refunded bank account. We do not, in any event, accept responsibility for:
Nothing in this clause shall (a) exclude or limit liability on our part for death or personal injury resulting from our negligence; or (b) exclude liability for our fraud.
Where you are sending a money transfer to a Recipient who is not registered with us, you agree to accept the provisions of this clause not only for yourself, but also on behalf of the Recipient.
Your relationship is with Transpaygo Limited only. You agree that no affiliate or agent of Transpaygo Limited owes you any duty of care when performing a task which would otherwise have
to be performed by Transpaygo Limited under its agreement with you.
You agree to cover and hold harmless Transpaygo Limited, our subsidiaries, affiliates, officers, directors, employees, agents, independent contractors, advertisers, partners,
and co-branders from all loss, damage, claims, actions or demands, including reasonable legal fees, arising out of your use or misuse of this website or Service, all activities that
occur under your password or account e- mail login, your violation of this Terms and Conditions or any other violation of the rights of another person or party.
Transpaygo Portal will try to offer the best exchange rate it will receive from its third party suppliers. On top of this we will be charging 0,35% to 1,50%
of the transferred funds depending on the risk Transpaygo will occur through volatility of the foreign exchange market. In times of very turbulent markets
Transpaygo will keep the right to increase the spread on the exchange rate to off-set these additional business risks which Transpaygo might experience.
Transpaygo will always try to fix the exchange rate at the time of the creation of the transaction. With larger transactions, which could start
with 10,000 Euro, Transpaygo might not find a guaranteed FX fee until the money is with the FX provider. Therefore Transpaygo will display an indication
of the current exchange rate to the spot-rate The applied exchange rate only will executed once the money is with the FX provider then place the order
to the trade. Transpaygo will apply the same mark-up as displayed at the creation of the order. The guarantee the order will be traded Transpaygo will
ask for a "Buffer" amount. The "Buffer" Amount is here to level out movements in the exchange rate against the favour of the customer. Transpaygo will
return the access money as soon as the trade is executed. Transpaygo will also return additional amounts in case the exchange rate moved in favour of
the customer. These amounts will be returned to the bank account from which the customer has sent the money to. If the customer wants to receive
these amount to a different account the customer has to notify Transpayo in advance to the trade setteling.
Transpaygo will guarantee to transfer the funds at these conditions within business hours, unless the transaction has failed or has been refused.
If your transaction took place outside of business hours, the exchange rate may change by the time the transaction is finalised. You will be informed of any
changes by e-mail. We reserve the right to adjust the currency spread while the markets are closed (weekends, bank holidays), in order to avoid losses created
by currency variations, and to ensure the resulting payment to our clients.
Transpaygo will charge a fee for the Service. This fee charge for each single transaction will change from time to time and will be adopted to market condition,
fees Transpaygo has to pay to its third party suppliers or to the SWIFT Network. Transpaygo will not change the fee after it agreed to enter into the
agreement to take this transaction.
In case of the abandoning of the Service to the customer because the customer has breached its obligations or responsibilities Transpaygo keeps the right
not to refund the charged fee in parts or as a whole if the Service has been used unlawfully.
Administration charges may only incur when our settlement banks or the receiving bank refuse your transaction due to incorrect payment details, their regulatory requirements or any other valid reason. Any administrative charges from the settlement banks or the receiving banks will be deducted from your payment amount.
Customer Identification Program
UK law and the European Union Directive requires all financial institutions to assist in the fight against money laundering activities and the
funding of terrorism by obtaining, verifying, and recording identifying information about all customers. We may therefore require you to supply us
with personal identifying information and we may also legally consult other sources to obtain information about you.
Verification and Checks
We will verify your residential address and personal details in order to confirm your identity. We may also pass your personal information
to a credit reference agency, which may keep a record of that information. You can be rest assured that this is done only to confirm your identity,
that a credit check is not performed and that your credit rating will be unaffected. All information provided by you will be treated securely and
strictly in accordance with the Data Protection Act 1998.
By accepting these Terms and Conditions you authorise us to make any inquiries we consider necessary to validate the information that you
provide to us. We may do this directly, for example by asking you for additional information, requiring you to take steps to confirm ownership of
your Payment Instruments or email address; or by verifying your information against third party databases; or through other sources.
We respect the privacy of the affairs of all our customers and always aim to treat customer information as confidential and to use customer information in confidence.
We will not treat customer information as confidential where it is already public knowledge or where it becomes public knowledge through no fault of our own.
We may disclose customer information if we are required to do so by law, by a court, by court order, to meet any statutory, legal or regulatory requirement
on us, or by the police or any other law enforcement agency in connection with the prevention or detection of crime or to help combat fraud or money laundering.
We may also report suspicious activity to appropriate law enforcement organisations or other government agencies.
We do not disclose your account details, postal or email addresses to anyone except when legally required to do so. Sensitive information between your
browser and any of the Transpaygo websites is transferred in encrypted form using Secure Socket Layer (SSL). When transmitting sensitive information, you
should always make sure that your browser can validate the Transpaygo certificate.
You consent to our processing your personal information for the purposes of providing the Service, including for verification purposes as set out in this clause.
You also consent to the use of such data for communicating with you, and for statutory, accounting and archival purposes. You acknowledge that you have read and
consented to Transpaygo Portal's Data Privacy Policy.
Contracts for the purchase of using our Service and any dispute or claim arising out of or in connection with them or their subject matter or formation
(including non-contractual disputes or claims) will be governed by English Law. Any dispute or claim arising out of or in connection with such Contracts or
their formation (including non-contractual disputes or claims) will be subject to the non-exclusive jurisdiction of the courts of England and Wales.
Please do contact us in the manner set out in these terms and conditions should you have any queries or concerns.
Please First contact Transpaygo at [email protected]. If you are unhappy then please contact the
European Consumer Center. In case you are unsatisfied with the result after this you can contact the UK Financial Ombudsman Service at
South Quay, 183 Marsh Wall, London, E14 9SR or for more information refer to http://www.financial-ombudsman.org.uk/
Severability: If, at any time, any provision of this Agreement (or any part of a provision of this Agreement) is or becomes illegal,
invalid or unenforceable, that shall not affect or impair the legality, validity or enforceability of the remainder of this Agreement
(including the remainder of a provision where only part thereof is or has become illegal, invalid or unenforceable).
Waiver: Any waiver of a breach or default of any of the provisions of this Agreement shall not be construed as a waiver
of any succeeding breach of the same or other provisions, nor shall any delay or omission on Transpaygo Portal’s part to exercise or avail of any right,
power or privilege shall operate as a waiver of any breach or default by you.
We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under a Contract that is caused by
events outside our reasonable control (Force Majeure Event).
Our performance under any Contract is deemed to be suspended for the period that the Force Majeure Event continues, and we will have an extension
of time for performance for the duration of that period. We will use our reasonable endeavours to bring the Force Majeure Event to a close or to find
a solution by which our obligations under the Contract may be performed despite the Force Majeure Event.
This agreement constitutes the entire agreement between the parties and supersedes all prior understandings or agreements relating to the subject matter of this agreement.
At Transpaygo we are committed to provide our customers the highest level of service, both through our product and our customer support team,
and greatly value your feedback. If you have something you want to let us know or are experiencing a problem please contact us
at [email protected] and we will do our best to sort out the situation as fast and as efficiently as we can.
Transpaygo's complaint procedures have been created in compliance and taking into consideration the recommendations of both the Financial Conduct
Authority (FCA) and the Financial Ombudsman Service (FOS) and although as a customer you have the right to complain orally, when using our Website, you
accept that communication with us will be mainly electronic and exerted through our customer support account [email protected].
If you are experiencing a problem please first contact Transpaygo at [email protected] and outline fully the nature of your dissatisfaction or
complaint and we will make sure your email gets to the right Department and individual. Please be reassured that all of our customer support team receive training
on how to recognise and manage a complaint and are aware of Transpaygo's procedures.
We will always do our best to address your concerns as quickly and efficiently as possible, so we kindly ask you to please wait for our detailed response.
If you are still unhappy with our service, you are free to contact the European Consumer Centre or the UK Financial Ombudsman Service at
South Quay, 183 Marsh Wall, London, E14 9SR, for more information please refer to http://www.financial-ombudsman.org.uk/
Note: We will always contact you by e-mail, so please make sure that your registration email is always one you check regularly and which you have access to.
